What is FINMA?

Finma provides a comprehensive solution for managing personal finances by consolidating statements from various bank and credit card accounts into a single platform. It automatically processes these statements to create transaction entries, simplifying expense tracking. A core principle of Finma is user privacy, with all statement processing occurring locally on the device, ensuring that no transaction data is transmitted externally. This approach allows users to have a complete overview of their financial situation without compromising their sensitive information.

The application enhances financial control through features such as rule-based auto-tagging for precise transaction categorization and customizable budget alerts to help prevent overspending. Users also benefit from timely payment reminders for upcoming credit card dues, aiding in avoiding late fees. Finma emphasizes a user-friendly experience with its gesture-controlled interface, interactive charts for data visualization, and customizable layouts featuring useful widgets, making the often tedious task of financial management more intuitive and engaging.

Features

Privacy First: All statement processing occurs locally on-device, ensuring no transaction data leaves the device.
Automatic Expense Tracking: Searches your email for new statements and transactions from services like Gmail, Yahoo, Outlook, and iCloud.
Rule Based Auto-Tagging: Automatically categorizes transactions using customizable rules (simple text or regex).
Budget Alerts: Set category-wise budgets and receive alerts when spending thresholds are crossed.
Payment Alerts: Tracks upcoming card dues and sends reminders to clear them on time.
Interactive Charts & Visual Filtering: Explore financial data through interactive graphs and filter by categories and time periods.
Customisable Layout: Tailor the finance dashboard with widgets for at-a-glance information.
Cash Flow Overview: Understand overall financial health with a widget showing income and investments over time.
Gesture Controlled Interface: Offers a user-friendly experience with gesture controls, sounds, and haptics.

Use Cases

Consolidating financial data from multiple bank and credit card accounts in one iOS app.
Automatically tracking personal spending and categorizing transactions with custom rules.
Setting and monitoring budgets across different spending categories to manage finances effectively.
Receiving timely reminders for upcoming credit card payments to avoid late fees.
Analyzing spending patterns and financial health using interactive charts and visual data representations.
Managing finances privately with on-device data processing and no data sharing.
Accessing key financial insights quickly through customizable home screen widgets.

FAQs

How does Finma handle automatic expense tracking?

Finma automatically searches your email for new financial statements and transactions. It supports popular email services such as Gmail, Yahoo, Outlook, and iCloud.
Is my financial data secure and private with Finma?

Yes, Finma prioritizes your privacy. All financial statements are processed locally on your device, and no transaction data ever leaves it. Even the Finma team does not have access to your transactions.
What email services are compatible with Finma's automatic tracking feature?

Finma supports most popular email services for automatic statement and transaction discovery, including Gmail, Yahoo, Outlook, and iCloud.