What is Klutch Card?
Klutch Card is a next-generation financial platform combining the convenience of a Visa-powered credit or spend card with the versatility of a customizable app ecosystem. Users can personalize their card experience by installing a variety of mini apps that provide capabilities like real-time AI-powered spending insights, automatic subscription monitoring, advanced spend controls, and budgeting tools.
The platform is centered around giving users control, from creating unlimited virtual or single-use cards to setting granular transaction rules and automating manual processes. With no annual or foreign transaction fees and robust security features, Klutch Card delivers a streamlined and intelligent approach to personal finance management.
Features
- AI Insights: Real-time analytics on spending habits and personalized suggestions
- Mini Apps: Installable programs for budgeting, spend controls, and automations
- Unlimited Virtual Cards: Create unique cards for specific retailers or single-use transactions
- Advanced Spend Controls: Custom rules to approve or decline transactions automatically
- Subscription Monitor: Track, manage, and control recurring payments
- Google Sheet Sync: Real-time syncing of transaction data to Google Sheets
- Custom Autopay: Flexible balance repayment scheduling
- Child Allowances: Set and monitor budgets for dependents
- No Annual or Foreign Fees: Pay globally without extra charges
- Data Privacy: Enhanced control over card data and transaction visibility
Use Cases
- Monitoring and analyzing personal or business spending in real time
- Automating monthly budgeting and enforcing spending categories
- Generating single-use or merchant-specific virtual cards for safer online shopping
- Managing and controlling recurring subscriptions to avoid unwanted charges
- Allowing parents to set and track allowances for children
- Syncing financial data to spreadsheets for custom reporting or integrations
- Automating financial tasks like custom autopay or transaction approvals
- Enhancing security with advanced options for privacy and transaction limiting
FAQs
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What are Mini Apps in Klutch?
Mini Apps are installable programs or automations that customize your Klutch Card experience, allowing you to monitor transactions, perform calculations, and control approvals or declines on your behalf. -
What is the difference between the Klutch Credit Card and the Klutch Spend Card?
The Klutch Credit Card offers an unsecured credit line requiring a soft credit check, while the Klutch Spend Card is collateralized, requiring pre-loaded funds without impacting your credit report. -
How quickly can I get approved for a Klutch Card?
Most users are approved instantly, with 90% of additional cases processed within a day.
Helpful for people in the following professions
Klutch Card Uptime Monitor
Average Uptime
0%
Average Response Time
0 ms
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